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 Billing and Insurance
St. Joseph's Area Health Services is committed to providing an optimum
level of patient care at a reasonable cost. We believe this objective
can best be attained through sound fiscal management.
Your hospital stay may consist of three separate facility bills:
- St. Joseph's Area Health Services for your care;
- Dakota Clinic, Erickson Medical Clinic, Headwaters Orthopedic for
your physician, radiologist and/or pathologist, or St. Paul Radiology
for your radiologist;
- Anesthesia Care Team if your service required anesthesia.
Spirit of Caring
As a Catholic health care provider and tax-exempt organization, we are
called to meet the needs of the people who seek our care regardless of
their ability to pay for services provided. Our Spirit of Caring
program is defined as a program to provide charity care to pateints
without expectation of payment for those services. Charity care may be
provided to those who are uninsured as well as to those who are
under-insured.
Self-paying (uninsured) accounts
Payment is requested prior to or at the time that your outpatient or
inpatient services are rendered. If payment arrangements are not made
at discharge, or the day services are rendered, receipt of your first
billing requires payment in full.
Minnesota resident who are uninsured and have a household annual
income below $125,000 will receive a 30 percent discount.
Out of state residents will be offered a Prompt Pay Discount if the
account is paid in full within 30 days of the bill date.
Payment arrangements may be considered by contacting our
Credit/Collections Representative at 218-237-5346.
Out-patient services
Known co-pays and/or deductibles will be required at the time of
outpatient services for those patient that have furnished us with a
copy of their Medicare, HMO, Blue Cross, Medical Assistance,
MinnesotaCare, commercial insurance or other third party payer
insurance card.
In-patient services
Claims will be submitted shortly after hospital services are completed
as a service for our patients. Known co-pays and/or deductibles will be
required prior to or at the time of discharge.
Regardless of the type of insurance patients may have, ultimate
responsibility for a hospital bill rests with the patient. If insurance
carriers do not make payment within 60 days following the date
insurance is filed, the account will become patient’s responsibility
and payment in full will be required.
Our credit/collections representative is available to help with your
questions or concerns. Call Ext. 346 if calling within the hospital or
218-237-5346. For your convenience we also accept payment with Visa,
Master Card or Discover.
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